LIC CARDS SERVICES LIMITED

LIC Classic Credit Card

LIC Classic Credit Card

A credit card which empowers you to secure your tomorrow while rewarding your today. The card offers supersized rewards on your daily purchases and LIC premium payments. These rewards can be redeemed anywhere online, even to fund your next LIC premium payment. That’s not all, there are lifestyle privileges like airport & railway lounge access, road-side assistance, and insurance cover.

       Complimentary Domestic Airport Lounge access, once every quarter*

       Complimentary Railway Lounges access, twice every quarter

       Fuel Surcharge waiver up to ₹200 per statement cycle for transactions between 200 to 5,000

       Personal Accident Cover of ₹2,00,000

       Purchase Protection Cover, Credit Shield & Lost card liability of ₹25,000 each

       Complimentary Road-Side Assistance worth ₹1,399

 Note – Airport lounge access is subject to 5,000 spent in the previous month.

       Lifetime Free Credit Card

       Lower interest rate starting at 9% P.A., in case you wish to carry forward your credit card balances

       ATM cash withdrawals at ZERO interest until next due date, nominal cash withdrawal fee of ₹199 per withdrawal applicable

       6X reward points on LIC Insurance premiums

       3X reward points on your daily essentials like Grocery, Utility bills, Railway bookings, Education & Government payment (Capped to 300 RP pm)

       3X reward points on other spends

       Redeem reward points for any online purchase including for your next LIC Premium payment

       Reward points have a validity of 3 years

       1X = 1 Reward Point per ₹125 spent | 1 Reward Point = ₹0.25

       Reward points are not applicable on Fuel, Rent & property management payments, ATM cash withdrawals, Non-LIC insurance premium and EMI transactions.

       1,000 Reward Points on spending first ₹5,000 within 30 days of card generation

       5% Cashback up to ₹1,000 on 1st EMI within 30 days of card generation

       Flat ₹500 off on Domestic Flights booking on Yatra

       Flat ₹500 off on purchases of ₹899 and above on MYGLAMM

       Free 6 months PharmEasy Plus membership worth ₹399

       Free 1-year Lenskart Gold Membership worth ₹500

       Primary cardholder should be above the age of 21 years

       Annual income of ₹3 lakhs or more

Top